ARE DISABILITY BENEFITS RIGHT FOR YOU?

Just because a person qualifies for disability benefits doesn't always mean they are right for them.  Let me explain.

Some individuals may meet the technical rules to get disability payments but are still able to do some limited type of work and would be much happier working.

If you are considering an application for disability benefits, here are some things to think about:

1)  Are you able to do some type of work, even though you can't perform the work you have done in the past?  Could you adjust to easier or lighter work and keep going?  Is working part-time an option for you?  Are you going to be happier working than being on disability?  If working an easier job or part-time is an option for you, it really should be considered.

2)  Have you considered the income reduction that will come with disability?  The average Social Security disability check in 2018 is about $1,150 per month.  Some are lower, some are higher but that's average.

I have actually had clients who applied for disability but later decided that they really wanted to try to go back to work, even if that means drastic changes in their work and lifestyle.

Obviously, a lot of people don't have the option to work because they simply cannot.  These are the ones who should proceed full steam ahead with the disability process and we are here to help them.

If you and your doctor feel that trying to continue working is not an option, please call me and let's talk.  I never charge a fee for talking and I'm available to answer questions you may have about Social Security disability.